t1:"Ping An 'Pro Easy' Voluntary Health Insurance Scheme ",
t2:"Ping An 'Pro Easy' Voluntary Health Insurance Scheme is a certified medical insurance plan under the Government’s Voluntary Health Insurance Scheme that allows you to enjoy essential medical coverage with easy online application.",
t1:"Ping An GenRich Insurance Plan",
t2:"We all want to protect what’s important to us. Ping An GenRich Insurance Plan safeguards your income and wealth by providing you long-term returns and whole life insurance protection. The unique plan features and guaranteed minimum returns to help you prepare for the future of yourself as well as your whole family.",
t3:"",
t4:"",
},
...
...
@@ -1115,114 +1115,79 @@ module.exports = {
t1:"Plan Features",
},
guarantee1:{
title:"Plan Summary",
titleT1:"(VHIS Standard Plan Certification Number：",
titleT2:")",
titleNum:"F00021-01-000-01/",
k1:"Issue Age（Insured’s attained age)",
v1:"15 days to age 80",
k2:"Protection Period",
v2:"1 year and guaranteed renewable, up to age 100",
k3:"Policy Currency",
v3:"HKD",
k4:"Premium Payment Mode",
v4:"Monthly / Annually",
k5:"Eligible Applicants (The insured)",
v5:"Hong Kong residents (holder of a valid identity card issued by the HKSAR Government)",
t2:"产品性质",
t3:"医疗保障保险计划",
t4:"投保人投保时的年龄",
t5:"15日至80岁",
t6:"保证续保",
t7:"至100岁",
t8:"地域保障范围",
t9:"全球（精神科治疗除外）",
t10:"终生保障限额",
t11:"无",
t12:"每年保障限额",
t13:"每保单年度420,000港元",
},
guarantee2:{
title:"Benefit Schedule",
titK:"Benefit items",
titV:"Benefit limit (in HKD)",
ak:"Room and board",
av:"$750 per day<br>Maximum 180 days per Policy Year",
bk:"Miscellaneous charges",
bv:"$14,000 per policy year",
ck:"Attending doctor's visit fee",
cv:"$750 per day<br>Maximum 180 days per Policy Year",
dk:"Specialist's fee",
dv:"$4,300 per policy year",
ek:"Intensive care",
ev:"$3,500 per day<br>Maximum 25 days per Policy Year",
fk:"Surgeon's fee",
fv0:"Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical Procedures -",
fv1:"Complex $50,000",
fv2:"Major $25,000",
fv3:"Intermediate $12,500",
fv4:"Minor $5,000",
gk:"Anesthetist’s fee",
gv:"35% of Surgeon’s fee payable",
hk:"Operating theatre charges",
hv:"35% of Surgeon’s fee payable",
ik:"Prescribed Diagnostic Imaging Tests",
iv:"$20,000 per Policy Year<br>Subject to 30% Coinsurance",
jk:"Prescribed Non-surgical Cancer Treatments",
jv:"$80,000 per policy year",
kk:"Pre- and post-Confinement/<br>Day Case Procedure outpatient care",
kv11:"$580 per visit",
kv12:"up to $3,000 per Policy Year",
kv1:"$580 per visit, up to $3,000 per Policy Year",
kv2:"1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure",
kv3:"3 follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after discharge from Hospital or completion of Day Case Procedure)",
lk:"Psychiatric treatments",
lv:"$30,000 per Policy Year",
},
guarantee3:{
title:"Other limits",
k1:"Annual Benefit Limit for benefit items (a) – (l)",
v1:"$420,000 per Policy Year",
k2:"Lifetime Benefit Limit for benefit items (a) – (l)",
v2:"Nil",
},
guarantee4:{
title:"Other Benefits",
k1:"Compassionate Death Benefit",
v1:"$10,000",
k2:"No Claims Discount",
v2:"If no claims had been made in the last three (3) consecutive policy years, the premium payable for the subsequent policy year shall be reduced by a No Claims Discount. The No Claims Discount shall be equivalent to 10% of the total due and payable premium in the immediately preceding Policy Year (before any discount).",
num1:"（i）",
num2:"（ii）",
title:"Plan At-a-glance",
titleLt:"Basic Information",
titleT1:"",
titleT2:"",
titleNum:"",
k1:"Issue age",
k11:"Premium payment period",
v11:"3/5/8/10 years",
k12:"Issue age",
v12:"From 15 days - age 72<br>(the policy must be paid up before age 75)",
k2:"Premium payment mode",
v2:"Annual, semi-annual, quarterly and monthly payment",
k3:"Policy term",
v3:"Lifetime of the insured",
k4:"Policy currency",
v4:"US dollars",
k5:"Death benefit",
v5:"The higher of the following, less any indebtedness:",
v51:"110% of the sum of the Total Basic Premiums Paid;",
v52:"Guaranteed Cash Value plus the face value of accumulated Reversionary Bonus and face value of Terminal Bonus (if any).",
k6:"Additional accidental death benefit for the Insured Person",
v6:"Equivalent to the Basic Total Premiums Paid",
v61:"Maximum USD 125,000 for all Ping An GenRich Insurance Plans",
k7:"Accidental death benefit for the Policy Owner",
v7:"Equivalent to the future premiums payable for the remainder of the Premium Payment Term.",
v71:"Maximum USD 125,000 for all Ping An GenRich Insurance Plans",
v72:"Not applicable if the Policy Owner is also the Insured Person",
v73:"Not applicable if the Insured Person and the Policy Holder both died in the same accident.",
k8:"Surrender benefit",
v8:"The sum of guaranteed surrender value, accumulated cash value of reversionary bonus and cash value of terminal bonus (if any) less any indebtedness.",
k9:"Bonus withdrawal",
v9:"While this Policy is in effect, the Policy Holder may withdraw some or all of the cash value of accumulated Reversionary Bonus at any time, subject to our prevailing administrative rules regarding the minimum and maximum amount of each withdrawals. The cash value of the corresponding Terminal Bonus (on the withdrawn Reversionary Bonus), if any, will also be withdrawn.",
k10:"Policy loan",
v10:"The Policy Holder can apply for a policy loan for an amount not exceeding 80% of the sum of guaranteed surrender value and cash value of accumulated reversionary bonus of the policy. The policy may also be subject to an automatic policy loan if premium remains unpaid at the end of the Grace Period to cover the outstanding premium and levy payable (if any). Any policy loan and automatic policy loan will be charged with loan interest, where the loan interest rate is solely determined by the Company.",
},
download:{
t1:"下载产品简介",
t2:"下载标准保费表",
t3:"下载保单契约",
t1:"Download Product Brochure",
t2:"Download Product Promotion Flyer",
},
submitBtn:"立即投保",
submitBtn:"Contact Financial Consultant",
productList:[{
title:"Certified VHIS-compliant Plan",
desc:"The plan is a certified plan under the Voluntary Health Insurance Scheme (VHIS) that aims to support your access to private healthcare services for essential needs, at the same time you could enjoy tax deduction benefit. The plan is approved by the Food and Health Bureau for your peace of mind. For more details on VHIS, please visit www.vhis.gov.hk. ",
tips:""
title:"Potential long-term capital growth",
desc:"The Plan is a participating insurance plan. The potential long-term capital growth comes from guaranteed cash value, reversionary bonus and terminal bonus (if any)*.",
tips:"*Please refer to product brochure and policy provision for bonus details."
},{
title:"No Lifetime Benefit Limit",
desc:"The plan sets no lifetime benefit limit. With a benefit limit of each Policy Year up to HKD 420,000, it offers you with key medical protection to mitigate the financial burden arising from medical treatments.",
title:"Flexible savings for withdrawal to meet your financial needs",
desc:"It is flexible to withdraw the cash value of the reversionary bonus and the corresponding terminal bonus in the Plan, you may also partially surrender the policy to withdraw part of your guaranteed cash value to meet your cash needs.",
tips:""
},{
title:"Tax Deduction while insuring your whole family",
desc:"The premiums you pay for the plan is eligible for tax deduction application. If the policyholder is a taxpayer, he/ she could apply for a tax deduction of up to HKD8,000 per insured person, which the insured person of the Certified Plan should be the taxpayer himself or any specified relatives*, in each assessment year. There is no cap on the number of specified relatives* that a taxpayer can use to claim tax deductions as long as all the policies are held by the same taxpayer and cover yourself and / or your specified relatives*. ",
tips:"* Specified relatives are defined under Inland Revenue Ordinance (Chapter 112). "
title:"Passing wealth down the generations",
desc:"GenRich helps you to build generational wealth by offering a Change of the Insured Person Option. You are allowed to change the insured four times for this plan without affecting the plan value after the end of the 1st policy anniversary*.",
tips:"*Subject to the satisfaction of the administration rules and final approval of the Company."
},{
title:"Cover for Unknown Pre-existing Conditions",
desc:"To give you an extra peace of mind, the plan covers unknown pre-existing conditions of which you were not aware and would not reasonably have been aware at the time of application. This plan provides partial cover during a waiting period of 3 policy years upon policy inception and full cover from the 4th policy year and onwards.",
tips:"*Partial compensation will be provided after the effective date of the policy (25% in the second year and 50% in the third year), and full compensation will be provided thereafter (100%)"
title:"Death and accidental death benefits",
desc:"In the unfortunate event of death of the insured, we will pay a death benefit to your designated beneficiary*.",
tips:"*Please refer to product brochure and policy provision for death benefits details."
},{
title:"Guarantee Renewal up to Age 100",
desc:"The plan is suitable for individuals between 15 days and age 80. Regardless of your health conditions in the future, the plan guarantees renewal until age 100. Renewal premium will not be increased due to changes in your claim history or physical condition, and your renewal premium will be determined based on the premium schedule at the policy anniversary date. ",
title:"Accidental death benefit for Policy Holder",
desc:"If the Policy Holder passes away before the end of the premium term due to an accident, an amount which is equivalent to the remaining premiums of the GenRich, will be paid. The family may consider using this benefit amount to cover future premiums in order to keep the plan in force*.",
tips:"*Please refer to product brochure and policy provision for details."
},{
title:"Options on payment terms that fit your plan",
desc:"You can choose a payment term of 3 years, 5 years, 8 years or 10 years flexibly per your own financial situation. Premium amount is guaranteed to be fixed throughout the whole payment terms.",
tips:""
},{
title:"No Claim Discount",
desc:"To encourage maintaining a healthy living lifestyle, you can enjoy a No Claims Discount, which is equivalent to 10% of the total due and payable premium in the immediately preceding policy year, if you have not claimed in the last three consecutive policy year.",
title:"Flexible settlement options to fit your specific financial needs",
desc:"Subject to satisfying the administration rules, the policy holder can choose lump sum; regular installments or partially in lump sum as settlement option for death and accidental death benefit payments to the beneficiary, in the unfortunate event of the insured’s death.",
tips:""
},{
title:"Hassle free application with no medical underwriting",
desc:"The application process of GenRich is simple and requires no medical check-up or health information, provided that your total annualized premium issued under our list of specified products covering the same insured does not exceed USD 4,000,000 in the past 24 months.",
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