<h2class="tit">Personal Data Collection Statement</h2>
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One of the most important assets of China Ping An Life Insurance (Hong Kong) Co., Ltd. (hereinafter referred to as “Ping An”) is the trust and trust that customers give us to properly handle the information. Customers expect us to accurately store their data, protect it from tampering and error, and prevent it from being stolen and unauthorized.
<br><br> This statement is intended to explain to you the reasons for collecting your personal data, the intended use of the information, the parties who may be provided with your information, and the methods for accessing, reviewing and correcting your personal data.
<br><br> Ping An declares its responsibility to collect, hold, process or use personal data. It is your personal will to provide your personal data. You may choose not to provide us with the personal information we need, but this may result in our inability to handle your business.
<br><br> Why do we collect your personal data and how will it be used?
We at Ping An Life Insurance Company of China (HK), Ltd. (hereinafter referred to as “PAHK”, “our” and “us”) value the trust that customers give us to properly collect, handle, store and use their personal data. Customers expect us to securely store their personal data, protect it from unauthorized access and not to disclose it to other parties without their consent. We are committed to complying with the Personal Data (Privacy) Ordinance (Cap. 486) in protecting your personal data.
<br><br>This statement is intended to explain to you the reasons for collecting your personal data, the parties who may be provided with your personal data and the methods for accessing, reviewing and correcting your personal data.
<br><br>It is your decision to provide your personal data to us. You may choose not to provide us with the personal data we may require, but this may result in us being unable to provide the information, products or services requested by you.
<strong>Why do we collect your personal data and how will it be used?</strong>
<br><br>From time to time, it is necessary for PAHK to collect your personal data, for the following purposes:
<br><br>Personal data is collected for the following purposes:
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To processing, implementing, implementing and implementing the requirements or transactions under this document or any other document that you may submit to us from time to time.
Processing and evaluating any applications or requests for information, services or products you may submit to us ;
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Providing after sale administrative services such as alterations, cancellation, reinstatement, renewal and variation;
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Design new or strengthen the products and services we provide now;
Designing new products or strengthening our existing products and services;
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Keep in touch with you, including sending you any future changes to your administrative communications or any personal data collection statement in any of our company's accounts;
Keeping in touch with you, including sending you any future changes to your administrative communications or any revision to this personal data collection statement;
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For statistical or actuarial research by Ping An, the financial services industry or our relevant regulatory authorities;
Statistical or actuarial research;
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For our data inspection, internal business and administrative purposes;
Data inspection, internal business and administration;
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To assist in the enforcement of investigations by the law, the police or other government or regulatory agencies, and compliance with the law, or to comply with agreements with the government or regulatory bodies;
Assessing, processing and handling claims in respect of our products/services provided, including investigation of claims; and
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Other uses directly related to any of the above.
Complying with legal or regulatory requirements applicable to PAHK.
<br><br> For the policy of using our personal data for promotional or marketing purposes, please refer to the section “Using Personal Data for Direct Promotion”.
<br><br>As to how we will use your personal data for promotional or marketing purposes, please refer to the section “Using Personal Data for Direct Promotion”.
<br><br>The collected personal data will be stored on our servers located in [Hong Kong].
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<strong>Who will get your personal information?</strong>
<strong>Who can access your personal data? </strong>
<br><br>The personal data will be treated confidentially, but if disclosure is necessary for the purpose of collecting personal data or for direct related purposes, the relevant personal data may be provided to the following parties (the policy regarding our distribution of your personal data for publicity or marketing purposes, Please refer to the section "Using Personal Data for Direct Promotion".
<br><br>The personal data will be kept confidentially, but we may disclose your personal data to the following parties for the purposes set out above:
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Any person authorized to act as an agent of Ping An Member Company to distribute the products and services provided by the Ping An Member Company;
Any person authorized to act as our insurance agent to distribute our products and services and any insurance broker acting for you;
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Any agent, contractor for management, data processing, telecommunications, computer, payment, debt collection or securities settlement, technical outsourcing, call center services, mailing and printing services related to the operation of Ping An Member Company and providing you with our services. Merchant or third party service provider (whether within or outside the safe range);
Any third party service provider including but not limited to banks, accountants, auditors and lawyers as well as those providing data processing, telecommunications, computer, payment, call center services, printing services to enable us to operate our business or to provide services to you;
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Any member company of Ping An, including subsidiaries and affiliates;
Any PAHK Member Company;
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Agents, contractors or third-party service providers (whether within or outside of Ping An), including companies that assist in the provision of services, such as reinsurance companies, investment management companies, claims investigation companies, industry associations or alliances;
Our reinsurers, claims investigators and professional advisors;
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To assist in the collection of your information or other companies that contact you, such as research and investigation companies and credit rating agencies, to enhance the services we provide to you;
Research and investigation companies and credit rating agencies;
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The government or regulatory agency or the jurisdiction in which the Ping An member company operates: (a) any person who has legal and/or regulatory responsibility for the Ping An member company and must disclose it; (b) the agreement with the Ping An member company is required Anyone who makes a disclosure.
Debt collection agencies; and
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Regulators or government agencies, courts and law enforcement agencies where required to comply with applicable laws and regulations.
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<br><br>We may purchase or sell one or more of our businesses (or parts thereof) from time to time, and your personal data may be transferred or disclosed as part of the sale or offer. If we purchase a business, the personal data obtained from that business will be processed in accordance with this personal data collection statement as far as practicable and permissible. If we sell a business, we will specify in the sale contract that the buyer must process your personal data in the same manner as stated in this personal data collection statement.
<br><br>PAHK Member Company refers to a company in PAHK’s group whose ultimate parent is Ping An Insurance Company of China, Limited.
<br><br>Your personal data may be provided to any of the above parties in Hong Kong or outside Hong Kong.
<strong>Use personal data for direct marketing purposes</strong>
<br><br>In addition to the above purposes, PAHK may use your name and contact information for promotional or marketing purposes, including sending promotional materials to you and direct marketing of our products and services and those of PAHK Member Companies, but will not do so without your consent.
<br><br>At any time, you may withdraw your consent for the use of your personal data for direct marketing purposes. Thereafter, PAHK shall cease to use or provide your personal data for direct marketing purposes. If you wish to withdraw the above consent, you may notify us in writing or by e-mail and the written notice may be mailed to the address set out in the section "Rights to Access Personal Data ".
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<strong>Right to access personal data</strong>
<br><br>You have the right to:
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Verify that Ping An Member Company holds your personal data and consult any such information;
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Require Ping An member companies to correct any wrong personal data about you;
Ascertain whether a PAHK Member Company holds your personal data;
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Determine the policies and practices of Ping An member companies regarding personal data.
Request correction of any personal data you provide to us; and
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If you wish to access, correct your personal data or have other relevant requirements, you can write to the following address:
Obtain information about our policies and practices of PAHK regarding personal data.
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<br><br>Ping An Member Company reserves the right to charge for the need and direct related expenses for handling any requests for access to personal data.
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<strong>Use personal data for direct marketing purposes</strong>
<br><br> In addition to the above purposes, Ping An may use your name and contact information for promotional or marketing purposes, including sending promotional materials to you and direct marketing for products, services and advice.
<br><br> For the purposes of this direct promotion, we may provide your personal data to any of the above mentioned promotional target categories and providers of call centres, marketing or research services (whether within or outside of security) so that they may provide the products and services information by sending you promotional materials and direct promotions, which can be delivered to you by mail, email or other means. We may provide your personal data to any of the above-mentioned providers of promotional target categories (whether within or outside of security) to obtain benefits.
<br><br> Before using or providing your personal data to the above-mentioned transferee, we must first obtain your written consent and will only use or provide your personal data for any promotional or marketing purposes with the written consent.
<br><br> Ping An intends to use and provide personal information for the above direct marketing purposes as your name and contact information.
<br><br> In the future, you may withdraw the above consent for the use of your personal information by the Ping An Member Company and provide your personal data to third parties. Thereafter, Ping An Member Company shall stop using the information for direct promotion.
<br><br> If you wish to withdraw the above consent, you may notify us in writing or by e-mail, and the written notice may be mailed to the address set out in the section "Rights to Access Personal Data". Any relevant request should clearly state the details of the personal data related to the request.
<strong>Revision of this personal data collection statement</strong>
<br><br> Ping An reserves the right to add, modify, update or revise this Personal Information Collection Statement at any time without notice. We only notify you of any changes, updates or amendments. If we decide to amend our Personal Data Policy, we will notify you of the changes on our website or in writing so that you can learn about the information we collect, how we use it and under what circumstances. Disclosure of this information. Any changes, updates or revisions will be effective immediately after publication.
<br><br>If you wish to access or correct your personal data, please make a written requests for access and correction to the following address:
<br>Ping An Life Insurance Company of China (HK), Ltd.
<br>Personal Data Privacy Officer
<br>35/F, Tower 5, The Gateway,
<br>15 Canton Road,
<br>Tsim Sha Tsui, Hong Kong
<br>Fax: (852) XXXX XXXX
<br><br>PAHK reserves the right to charge a reasonable fee in handling your data access requests.
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<strong>Other information </strong>
<br><br> If you have any questions about any part of this Personal Information Collection Statement or if you would like more information about the confidentiality practices of Ping An, please feel free to contact us.
<br><br>If you have any questions about any part of this Personal Information Collection Statement or if you would like more information about the data protection practices of PAHK, please feel free to contact us.
One of the most important assets of China Ping An Life Insurance (Hong Kong) Co., Ltd. (hereinafter referred to as “Ping An”) is the trust and trust we can give to properly handle the information. Customers and prospective customers expect us to accurately store their data, protect it from manipulation and error, prevent it from being stolen, and be disclosed without authorization. We comply with the Personal Data (Privacy) Ordinance and all relevant local laws with a view to providing security for our customers and potential customers and to ensure that our employees comply with strict security and confidentiality standards.
<br><br> This statement is intended to inform you of the reasons for collecting your personal data, the intended use of the information, the parties who may be transferred your personal data, and the methods for accessing, reviewing and revising your personal data. We directly promote and use "Cookies". Policy. By using this website, you accept the practices and policies of this privacy statement. If you object to any of the practices and policies of this statement, please do not use this website to submit personal information to Ping An.
<br><br> This website is only for the purpose of providing general information. While we have made reasonable efforts to ensure that the information on this website is accurate, Ping An does not guarantee that the information is absolutely accurate and does not assume any responsibility for any loss or damage caused by inaccurate information or any errors or omissions. No copying (as a private use) or forwarding of any information contained on this website may be made without the prior permission of the security.
<br><br> Ping An confirms that it is responsible for collecting, storing, processing or using personal data. Your personal data is purely voluntary. You may choose not to provide us with the personal information you need, but this may result in our inability to negotiate business with you or to provide services to you. Ping An will not collect any personally identifiable information through this website unless it is not until you purchase our products or services, register as a member or provide personal information based on the application for a position.
<br><br> This website and our social media platform are not intended for use by persons in jurisdictions that restrict our distribution of information or use of social media platforms. If this rule applies to you, we recommend that you understand and comply with the restrictions, and Ping An will not be held responsible for it.
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We at Ping An Life Insurance Company of China (HK), Ltd. (hereinafter referred to as "PAHK", “we”, “us” or “our”) value the trust that customers give to us to properly collect, handle, store and use customer information. Customers and prospective customers expect us to securely store their personal data and protect it from unauthorized access and not to disclose to other parties without their consent. We are committed to complying with the Personal Data (Privacy) Ordinance (Cap. 486) in protecting your personal data.
<br><br>This Privacy Statement provides the following information about management of your personal data when you visit this website (hereinafter “Website”):-
<br><br>(1) How we collect and hold your personal data;
<br><br>(2) The reasons for collecting and intended use of your personal data;
<br><br>(3) Who can access your personal data; and
<br><br>(4) The methods for accessing, reviewing and revising your personal data.
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<strong>Data collecting method</strong>
<br><br> We will collect and store the information you have entered on this website or the information provided to us through other channels. We will also obtain personal or non-personal information that is relevant to you and legally collected from affiliated entities, business partners and other independent third-party sources. When you visit this website, we also collect certain information about your computer or other devices.
<br><br> If you use any of the social media features or platforms on this website, the applications we provide, or through other social media providers, we may review and collect information about you through relevant social media providers in accordance with their policies. . When using the social media feature, we may review and collect information that you provide and include in your social media profile or account selection, including (but not limited to) your name, gender, date of birth. , email, address, location, etc. Based on your privacy settings with relevant social media providers, we will limit or block our access to relevant information.
<strong>How we collect data</strong>
<br><br>PAHK will not collect any personally identifiable information through this Website unless you apply for our products or services, register as a member, or otherwise provide your personal information to us. When you visit this Website, we will also collect information that is not capable of identifying you (please refer to section on “Use of Cookies” below for more information).
<br><br>At or before the time we collect personal data from you, we will inform you of the purposes of collection, the classes of persons to whom we may transfer the data and whether it is obligatory or mandatory for you to provide your personal data.
<br><br>If you make use of any social media features or platforms, either on this Website, an application we provide, or otherwise through a social media provider, we may access and collect information about you via that social media provider in accordance with their policies. We may access and collect information you have chosen to make available in your social media profile or account, including but not limited to your name, gender, birthday, email address and location etc. You may limit or block this information based on your privacy settings with the relevant social media provider.
<br><br>The collected personal data will be stored on our servers located in [Hong Kong].
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<strong>Reasons for collecting your personal data and intended use</strong>
<br><br>Personal data is collected for the following purposes:
<strong>Why do we collect your personal data and how will it be used?</strong>
<br><br>We will collect personal data for the following purposes:-
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(1) To process, implement, enforce and enforce the requirements or transactions in the forms provided on this website or under any other file that you may submit to us from time to time;
Processing and evaluating any applications or requests for information, services or products you may submit to us;
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(2) To design new or strengthen the products and services we provide now;
Providing after sale administrative services such as alterations, cancellation, reinstatement, renewal and variation;
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(3) To stay in touch with you, including sending you a management communication about your changes to any of our company's accounts or this privacy statement;
Designing new products or strengthening our existing products and services;
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(4) To perform statistical or actuarial research by Ping An, the financial services industry or our relevant regulatory authorities;
Keeping in touch with you, including sending you any future changes to your administrative communications or any revision to this personal data collection statement;
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(5) To use for our data matching, internal business and administrative purposes;
Statistical or actuarial research;
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(6) To assist in enforcing investigations by the law, the police or other government or regulatory agencies, and complying with the applicable laws and regulations, or other obligations to the government or regulatory authorities;
Data inspection, internal business and administration;
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(7) To personalize the look of our website, provide advice on related products, and target advertising campaigns on this website or through other channels;
Assessing, processing and handling claims in respect of our products/services provided, including investigation of claims; and
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(8) Other uses notified at the time of collection;
Complying with legal or regulatory requirements applicable to PAHK.
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(9) Other uses directly related to any of the above projects.
As to how we will use your personal data for promotional or marketing purposes, please refer to the section “Using Personal Data for Direct Promotion”.
<strong>Who can access your personal data?</strong>
<br><br>The personal data will be treated confidentially, but if it is permitted by law and is required to be disclosed for the purpose of collecting personal data or for direct related purposes, the relevant personal data may be provided to us for the distribution of your personal data for publicity or marketing purposes. For the policy, please refer to the section "Using Personal Data for Direct Promotion".):
<br><br>Any person authorized to act as a security agent and related to the products and services provided by Ping An;
<br><br>Any agent, contractor or contractor that provides management, data processing, telecommunications, computer, payment, debt collection or securities settlement, technical outsourcing, call center services, mailing and printing services in connection with the safe operation and the provision of services to you by Ping An. Tripartite service providers (whether within or outside of peace);
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Any person authorized to act as a security agent and related to the products and services provided by Ping An;
<br><br>The personal data will be kept confidentially, but we may disclose your personal data to the following parties for the purposes set out above:
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Any person authorized to act as our insurance agent to distribute our products and services and any insurance broker acting for you;
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Any agent, contractor or contractor that provides management, data processing, telecommunications, computer, payment, debt collection or securities settlement, technical outsourcing, call center services, mailing and printing services in connection with the safe operation and the provision of services to you by Ping An. Tripartite service providers (whether within or outside of peace);
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Any third party service provider including but not limited to banks, accountants, auditors and lawyers as well as those providing data processing, telecommunications, computer, payment, call center services, printing services to enable us to operate our business or to provide services to you;
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Any PAHK Member Company;
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Any member company of Ping An related to the provision or promotion of insurance services;
Our reinsurers, claims investigators and professional advisors;
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Any agent, contractor or third-party service provider (whether inside or outside of Ping An), including companies that assist in providing services, such as reinsurance companies, investment management companies, claims investigation companies, industry associations or alliances;
Research and investigation companies and credit rating agencies;
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to assist in the collection of your information or other companies that contact you, such as research and investigation companies and credit rating agencies, to enhance the services we provide to you;
Debt collection agencies; and
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government or regulatory agency or Ping An Company: (a) any person who must disclose it in accordance with the legal and regulatory obligations applicable to the Ping An Company in that jurisdiction; or (b) in accordance with the Ping An Company and relevant government, supervision Any person whose organization or other person must disclose the agreement.
Regulators or government agencies, courts and law enforcement agencies where required to comply with applicable laws and regulations.
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<br><br>We may, from time to time, purchase or sell one or more of our businesses (or parts thereof) and, where permitted by law, your personal data may be transferred or disclosed as part of the sale or offer. If we purchase a business, the personal data obtained from that business will be processed in accordance with this Privacy Statement as far as it is practicable and permissible.
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<strong>If law permits, we may provide your personal data to any of the above parties, and the parties concerned may be located in or outside Hong Kong. </strong>Your information will be transferred to Hong Kong or any jurisdiction in which Ping An Company is located, or a jurisdiction in which the third party contractor is located or where a third party contractor serves us, and in Hong Kong or Relevant jurisdictions for storage and processing. By providing us with personal information or by using our services or this website or application, you consent to the transfer of the information from your jurisdiction to our facilities outside of it, or as disclosed above. We share the right to third parties to access personal data with relevant information.
<br><br>PAHK Member Company refers to a company in PAHK’s group whose ultimate parent is Ping An Insurance Company of China, Limited.
<br><br>Your personal data may be provided to any of the above parties in Hong Kong or outside Hong Kong.
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<strong>Use personal data for direct marketing purposes</strong>
<br><br>In addition to the above purposes, PAHK may use your name and contact information for promotional or marketing purposes, including sending promotional materials to you and direct marketing of our products and services and those of PAHK Member Companies, but will not do so without your consent.
<br><br>At any time, you may withdraw your consent for the use of your personal data for direct marketing purposes. Thereafter, PAHK shall cease to use or provide your personal data for direct marketing purposes. If you wish to withdraw the above consent, you may notify us in writing or by e-mail and the written notice may be mailed to the address set out in the section "Rights to Access Personal Data".
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<strong>Right to access personal data</strong>
<br><br>You have the right to:
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Verify that Ping An holds your personal data and consult any such information;
Ascertain whether a PAHK Member Company holds your personal data;
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Require safe correction of any wrong personal information about you; and
Request correction of any personal data you provide to us; and
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Query the policies and practices of Ping An’s personal data,
Obtain information about our policies and practices of PAHK regarding personal data.
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<br>If you wish to access, correct your personal data or have other relevant requirements, you can write to the following address:
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<br>Email：
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<br><br>Ping An reserved the right to charge for the need and direct related expense for handling any requests for access to personal data.
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<strong>Use of personal data for direct marketing purposes</strong>
<br><br> In addition to the above purposes, Ping An may use your name and contact information for promotional or marketing purposes, including direct mailing of promotional materials and direct marketing of products, services and advice.
<br><br> In light of the use of direct marketing, we may provide your personal data to any of the above mentioned promotional target categories, call centres, marketing or research services providers (whether within or outside of security), where permitted by law. So that they can send promotional materials and direct promotions to you about the products and services they provide, which can be delivered to you by mail, email or other means. Where permitted by law, we may benefit from the provision of your personal data to any of the above-mentioned categories of promotional target categories (whether within or outside of security).
<br><br> Before using or providing your personal data to the transferee of this section, we may be required by law to obtain your written consent, and in such cases, we will only advertise any relevant written consent. Or use or provide your personal data for marketing purposes.
<br><br> Ping An will use your name and relevant contact information for direct marketing purpose, however, we may keep more of your personal information.
<br><br> If you consent, and you have given such consent, you may withdraw your consent to use the Ping An and provide your personal data to a third party for direct marketing purposes; thereafter, Ping An shall cease to use or provide such information for direct marketing purposes.
<br><br> If you have given your consent but want to withdraw it, please notify us in writing or by email and the written notice can be mailed to the address set out in the section "Rights to Access Personal Data". Any relevant request should clearly state the details of the personal data related to the request.
<br>If you wish to access or correct your personal data, please make a written requests for access and correction to the following address:
<br>Ping An Life Insurance Company of China (HK), Ltd.
<br>Personal Data Privacy Officer
<br>35/F, Tower 5, The Gateway,
<br>15 Canton Road,
<br>Tsim Sha Tsui, Hong Kong
<br>Fax: (852) XXXX XXXX
<br><br>PAHK reserves the right to charge a reasonable fee in handling your data access requests.
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<strong>Use of Cookies</strong>
<br><br> A cookie is an unique identifier placed on your computer or other device by a web server that contains information that can later be interpreted by a server that sends cookies to you. Ping An can also use cookies on the websites it maintains. Information collected (including but not limited to your IP address (and domain name), browser software, browser category and configuration, language settings, geographic location, operating system, referral site, pages and content viewed, and your visit, it will be used to compile the overall statistics of how visitors arrive and browse our website to help us understand how to improve your experience on our website. The information will be collected in an anonymous manner and will not identify you, unless you are logged in as a member. We will only use the information to promote and optimize the website. Cookies also allow our website to leave a record of you and your preferences so that we can tailor the website to your needs. Advertising Cookies also allow our website to provide advertisements that are as relevant as possible to you, such as selecting an interest-based advertisement for you, or preventing you from continuously showing the same advertisement to you.
<br><br> Most web browsers have been initially set to accept cookies. If you do not wish to receive cookies, you can turn off the feature in your browser settings. However, if you turn off the feature, you will not be able to enjoy the benefits of our website, and several features may not work properly.
<br><br>A cookie is a unique identifier placed on your computer or other device by a web server that contains information that can later be interpreted by a server that sends cookies to you. PAHK may use cookies on the Websites. The information collected is incapable of identifying you; it shall include but is not limited to: your IP address (and domain name), browser software, browser category and configuration, language settings, geographic location, operating system, referral site, pages and content viewed and your visit date.
<br><br>We will only use the information to promote and optimize our Website. Cookies also allow our Website to keep a record of you and your preferences so that we can tailor the Website to your needs. Advertising cookies also allow our Website to provide advertisements that are relevant to you, such as selecting an interest-based advertisement for you, or not continuously show the same advertisement to you.
<br><br>If you do not wish to accept cookies, you can turn off the feature in your browser settings. However, if you choose not to accept cookies, you may not be able to enjoy the benefits of our Website and some features may not work properly.
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<strong>External link</strong>
<br><br> If any part of this website contains links to other websites, the website may not operate in accordance with this privacy statement. It is recommended that you review the privacy statement on the website to understand its policy of collecting, using, transferring and disclosing personal data.
<br><br>If any part of this Website contains links to other websites, those websites may not operate in accordance with this Privacy Statement. To find out more about the privacy policy of other websites, it is recommended that you review their privacy policy.
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<strong>Revision of this privacy</strong>
<br><br> Ping An reserves the right to add, modify, update or revise this Privacy Statement at any time and without notice, only by notifying you of any changes, updates or amendments. If we decide to amend our Personal Data Policy, we will notify you of the changes on our website so that you can learn about the information we collect, how we use it and under what circumstances it will be disclosed. Any changes, updates or revisions will be effective immediately after publication.
<strong>Revision of this Privacy Statement</strong>
<br><br>PAHK reserves the right to modify, update or revise this Privacy Statement at any time without prior notice to you. We will post all revisions, along with their effective dates on the Website. We will ask for your consent to policy changes if required by the applicable law; in other cases, please note that your continued use of our Website after any change means that you agree with, and consent to be bound by, the new Privacy Statement.
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<strong>Governing Law and Jurisdiction</strong>
<br><br>This Privacy Statement shall be governed by the laws of Hong Kong. We each agree to submit to the exclusive jurisdiction of the courts of Hong Kong.
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<strong>Other information</strong>
<br><br> Should you have any questions about any part of this Privacy Statement or if you would like more information about the confidentiality practice of Ping An, please feel free to contact us via the above contact details.
<br><br>If you have any questions about any part of this Privacy Statement or if you would like more information about the data protection practices of PAHK, please feel free to contact us.
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<strong>IMPORTANT: By accessing this website and any of its pages, you accept the terms of this Privacy Statement. If you object to any of the terms of this Statement, please do not use this Website.</strong>
<br>Please read the following terms of use (hereinafter referred to as the “Terms”) before using this website (hereinafter referred to as the “Website” or “Site”). The Terms may be changed at any time and posted on this page. By using this website, you are deemed to agree to be bound by the Terms and as may be revised from time to time.
